Sleep was not an option for most of the night. I was so angry about the nonsense going on with the insurance company. I felt so trapped in this unreality. I was obsessing. I finally got up and folded some laundry. I also wrote notes about actions I can take: get the police report for Adam’s car accident and Mike’s, call Shivani, ask why she called for road assistance, and contact the DMV to find out how to get the abstract report. I was twisting and turning. I tried meditating; I tried to exercise, but nothing worked. Finally, I asked God why I was put in this situation. I got my answer. “You wanted to work on your temper issues. Here’s your opportunity.” Great. And oh, so true. I had already failed miserably. I kept telling the people I was talking to that what they said made no sense. It didn’t, but that was not helpful behavior. I should have focused on what I wanted.
I was up at 2:30 a.m. when Judy texted me. Her brand new grandson had been born, and she had forgotten to include me in the group text. I was indeed a little worried, hearing nothing. I thought something might have gone wrong, and texting everyone was the last thing on her mind.
Not only had everything gone smoothly, but it was an easy delivery. Judy called me about 4:30 pm yesterday to tell me labor had started, and the baby was born at 8:35 pm, 9 lbs. 15 oz. Jazzy had a home birth in a tub. Judy sent me videos. Her five-year-old grandson, Leon, was there for the event. He spent time in his dad’s lap. Judy said that, at one point, he had gone up to his mom, and she kissed him. If I haven’t told you, these kids are great parents.
One Progressive Claims customer service provider told me something that did make sense. She said it was absolute authority. Only it was complete bullshit. She must be used to deflecting customers like me. She was the one who told me that the insurance on the Ford was more because it was an SUV. But my insurance costs almost the total value of the car each year. I got the answer: you must consider the vehicle it may hit. What about the car the Prius may hit or my new Kia? Don’t they count? Any of these vehicles can hit a BMW and create an expensive repair bill.
Here’s what I have discovered: 1) if the DMV has three accidents listed against the names on your insurance premiums, your personal insurance premiums will go up. Therefore, don’t bother getting that insurance with your rental car. Doing that adds an extra expense. Second, even if the people and the cars involved in the accidents are no longer on your insurance, your premiums will not be reduced until the five-year period has passed. Insurance premiums are increased - even if that insurance company never pays a cent for accidents. Got that??
This is crazy-making, at least for me. I am going crazy. I don’t like it. Are your eyes flying wide open in amazement? Mine did. I’m not overly optimistic about being able to get these accidents removed from my abstract.
I called Shivani because her name was attached to one of the accidents. She had trouble remembering the incident. Somehow, I thought she had borrowed my car and run into trouble. Fortunately, her memory was better than mine. I had an accident on the 27th when I rear-ended a pickup truck with a hitch sticking out. It only damaged my bumper and pushed out the fenders. I had already had an accident with the front end of the car. I figured nothing inside the car had been affected. Then, as Shivani and I drove up Kaiminani on the 28th, the air conditioner went, and the triangle warning light came on. The car slowed down.
The next day, I used Mike’s car to go to Bikram and had Shivani call the insurance company to pick up the car. Unfortunately, Shivani called the claims department instead of the roadside assistance number; I probably gave her the wrong number. She must have told them there was an accident. I would have done the same thing. I believed that if no claim was made, there would be no penalty. As I discovered, no such luck.
I didn’t do much for the day. I did walk 6,000 steps for my morning walk. I limited my path to the street I live on. I didn’t takSaturday, June 27, 2020
Sleep was not an option for most of the night. I was so angry about the nonsense going on with the insurance company. I felt so trapped in this unreality. I was obsessing. I finally got up and folded some laundry. I also wrote notes about actions I can take: get the police report for Adam’s car accident and Mike’s, call Shivani, ask why she called for road assistance, and contact the DMV to find out how to get the abstract report. I was twisting and turning. I tried meditating; I tried to exercise, but nothing worked. Finally, I asked God why I was put in this situation. I got my answer. “You wanted to work on your temper issues. Here’s your opportunity.” Great. And oh, so true. I had already failed miserably. I kept telling the people I was talking to that what they said made no sense. It didn’t, but that was not helpful behavior. I should have focused on what I wanted.
I was up at 2:30 a.m. when Judy texted me. Her brand new grandson had been born, and she had forgotten to include me in the group text. I was indeed a little worried, hearing nothing. I thought something might have gone wrong, and texting everyone was the last thing on her mind.
Not only had everything gone smoothly, but it was an easy delivery. Judy called me about 4:30 pm yesterday to tell me labor had started, and the baby was born at 8:35 pm, 9 lbs. 15 oz. Jazzy had a home birth in a tub. Judy sent me videos. Her five-year-old grandson, Leon, was there for the event. He spent time in his dad’s lap. Judy said that, at one point, he had gone up to his mom, and she kissed him. If I haven’t told you, these kids are great parents.
One Progressive Claims customer service provider told me something that did make sense. She said it was absolute authority. Only it was complete bullshit. She must be used to deflecting customers like me. She was the one who told me that the insurance on the Ford was more because it was an SUV. But my insurance costs almost the total value of the car each year. I got the answer: you must consider the vehicle it may hit. What about the car the Prius may hit or my new Kia? Don’t they count? Any of these vehicles can hit a BMW and create an expensive repair bill.
Here’s what I have discovered: 1) if the DMV has three accidents listed against the names on your insurance premiums, your personal insurance premiums will go up. Therefore, don’t bother getting that insurance with your rental car. Doing that adds an extra expense. Second, even if the people and the cars involved in the accidents are no longer on your insurance, your premiums will not be reduced until the five-year period has passed. Insurance premiums are increased - even if that insurance company never pays a cent for accidents. Got that??
This is crazy-making, at least for me. I am going crazy. I don’t like it. Are your eyes flying wide open in amazement? Mine did. I’m not overly optimistic about being able to get these accidents removed from my abstract.
I called Shivani because her name was attached to one of the accidents. She had trouble remembering the incident. Somehow, I thought she had borrowed my car and run into trouble. Fortunately, her memory was better than mine. I had an accident on the 27th when I rear-ended a pickup truck with a hitch sticking out. It only damaged my bumper and pushed out the fenders. I had already had an accident with the front end of the car. I figured nothing inside the car had been affected. Then, as Shivani and I drove up Kaiminani on the 28th, the air conditioner went, and the triangle warning light came on. The car slowed down.
The next day, I used Mike’s car to go to Bikram and had Shivani call the insurance company to pick up the car. Unfortunately, Shivani called the claims department instead of the roadside assistance number; I probably gave her the wrong number. She must have told them there was an accident. I would have done the same thing. I believed that if no claim was made, there would be no penalty. As I discovered, no such luck.
I didn’t do much for the day. I did walk 6,000 steps for my morning walk. I limited my path to the street I live on. I didn’t take Elsa for the whole walk because she was limping again last night. I picked her up last night, flung her over my shoulder, and carried her home. I thought she injured her leg by jumping off the bed each morning. I rethought that. When I picked her up yesterday to give her an infrared treatment, I grabbed her by her shoulder joints. Maybe I’m the one causing the injury.
I did record the items I plan to donate to Habitat for Humanity. I checked on the three cheap sprayers I had bought before I got the slightly more expensive one, which I blew out by allowing it to sit for weeks with vinegar in it, destroying the plug in the pump.
I did some reading and some writing. But I felt the way I do when I’ve been lying around all day recovering from an illness. Of course, I listened to my Saturday shows. I wrote an email I had been putting off.
I took Elsa for a walk before bedtime. For the last few nights, she has wanted to go for longer walks. It used to be that I put the leash on, we went out the door, she peed in the nearest spot she could find, and she turned back to the door to go inside. Tonight, despite the longer walk, she didn’t do anything.
When I walked into the bathroom, the wee-wee pad was soaked. That’s why Elsa didn’t have to pee on the walk. While the pad was soaked, she also got quite a bit on the bathroom floor. Not a problem. It’s tile; very easy to clean up. I think the problem is that I got it on the edge instead of the middle when I marked the pad with her pee. I had rushed out to catch her flowing pee when she went out the back door a few weeks ago. She only uses a wee pad once every several weeks. In the meantime, the pad lies on my bathroom floor, waiting.
e Elsa for the whole walk because she was limping again last night. I picked her up last night, flung her over my shoulder, and carried her home. I thought she injured her leg by jumping off the bed each morning. I rethought that. When I picked her up yesterday to give her an infrared treatment, I grabbed her by her shoulder joints. Maybe I’m the one causing the injury.
I did record the items I plan to donate to Habitat for Humanity. I checked on the three cheap sprayers I had bought before I got the slightly more expensive one, which I blew out by allowing it to sit for weeks with vinegar in it, destroying the plug in the pump.
I did some reading and some writing. But I felt the way I do when I’ve been lying around all day recovering from an illness. Of course, I listened to my Saturday shows. I wrote an email I had been putting off.
I took Elsa for a walk before bedtime. For the last few nights, she has wanted to go for longer walks. It used to be that I put the leash on, we went out the door, she peed in the nearest spot she could find, and she turned back to the door to go inside. Tonight, despite the longer walk, she didn’t do anything.
When I walked into the bathroom, the wee-wee pad was soaked. That’s why Elsa didn’t have to pee on the walk. While the pad was soaked, she also got quite a bit on the bathroom floor. Not a problem. It’s tile; very easy to clean up. I think the problem is that I got it on the edge instead of the middle when I marked the pad with her pee. I had rushed out to catch her flowing pee when she went out the back door a few weeks ago. She only uses a wee pad once every several weeks. In the meantime, the pad lies on my bathroom floor, waiting.